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iTalkBB独家推出银联预付卡套餐

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iTalkBB is a communications company not a Bank.

Bank products and services are offered through East West Bank, Member FDIC.

iTalkBB银联预付卡套餐

你的回国“搭子”

iTalkBB银联预付卡套餐
包含什么？ iTalkBB银联预付卡该卡由华美银行发行，可通过美元、支票进行账户充值。

iTalkBB银联预付卡套餐

办理由华美银行 5 提供的iTalkBB UnionPay Prepaid Card套餐，您将享受到包含美国支票账户和虚拟iTalkBB UnionPay Prepaid Card在内的全方位服务。使用您的华美银行支票账户可向iTalkBB UnionPay Prepaid Card即时圈存资金，轻松摆脱携带实体卡或外币兑换带来的不便，体验使用虚拟卡进行数字交易的便捷。

iTalkBB是一家通信公司而非银行。银行产品及服务由华美银行 (Member FDIC) 提供。

快捷 安全

为您带来最便捷的支付和优惠权益 4

为什么使用
iTalkBB银联预付卡套餐

为您提供方便、实惠、安全的回国扫码支付服务，开启省钱省心好生活

1. iTalkBB is a communications company not a Bank. Bank Products and Services are offered through East West Bank, Member FDIC. 

2. Your iTalkBB UnionPay Prepaid Card can only be loaded/reloaded by transferring available funds from a qualifying East West Bank checking account.  You must be enrolled in East West Bank’s Online Banking Service to access this feature.  The maximum load amount is limited to $2,500 per calendar week, and is subject to the availability of funds in your qualifying East West Bank checking account. Refer to the iTalkBB UnionPay Prepaid Card Agreement and Disclosure and List of All Fees for more details.

3. Access to certain services and features (such as the iTalkBB digital wallet) requires iTalkBB Prime service enrollment and is subject to additional iTalkBB Prime service fees. Termination of iTalkBB Prime enrollment will result in those services and features being unavailable. 

4. From time-to-time iTalkBB, China UnionPay and other third parties may make offers and benefits available to you in connection with your iTalkBB UnionPay Prepaid Card or related transaction activity. The terms and conditions of such offers and/or benefits will be disclosed at the time the offer and/or benefit is made available to you.

5. Applications for the iTalkBB UnionPay Prepaid Card Bundle are subject to review and approval by East West Bank and submission of an application does not guarantee that a Prepaid Card or Checking account will be opened for you. Availability of the iTalkBB UnionPay Prepaid Card Bundle may be limited based on your geographic location.

Additional East West Bank account terms, conditions and fees apply. For information about the East West Bank Easy Digital Checking refer to the Easy Digital Checking Account Terms Disclosure and Fee Schedule.For information about the iTalkBB UnionPay Prepaid Card refer to the Agreement and Disclosure and List of All Fees.

6. East West Bank does not charge a fee for access to Online Banking Services, but wireless carrier fees may apply. Check with your service provider for details.

7. The 3% China merchant transaction fee will not be assessed when you use your iTalkBB UnionPay Prepaid Card to make payments in China.

8. The 2% iTalkBB UnionPay International Transaction Fee will be waived for the first 6 months from the card open date. Thereafter, the fee will be based on the U.S. dollar amount of each transaction after the conversion to USD.  Refer to the iTalkBB UnionPay Prepaid Card Agreement and Disclosure and List of All Fees for more details.

Must have Prime App

Approval by East West Bank application

For FDIC insurance eligibility and other protections, Prepaid Cards will be automatically registered in the name of the cardholder upon card opening and issuance of a 16-digit card number by East West Bank. Funds loaded to a registered Prepaid Card will be held at East West Bank, an FDIC-insured institution, and will be insured up to $250,000 (together with any other funds the cardholder maintains in an East Wests Bank deposit account(s) with the same ownership rights and capacity) in the event East West Bank fails.